|
Buyers Guide Download - Click
Here to Download
After your House and Car, Home Improvements are probably the
biggest single sum expenditures most people ever make. So, although
it can be a bit (OK, VERY) boring, it makes good sense and is well
worth while doing some research and proceeding with Caution.
It could Save you Money as well as ensuring that you have a Stress
& Hassle Free experience. As with all Purchases, the Law says, 'Caveat
Emptor - Let The Buyer Beware!' With Home Improvements the motto
really should be, 'More Haste - Less Speed'
Please also see our FAQ's
Page for other important advice & tips about Replacement Windows,
Doors & Porches. Below, we discuss the key issues & give balanced
advice on the major points to consider when making your purchasing
decision and choosing your supplier.
This is summarised in the Buyers
Guide Download which you can print & use to assist you when
getting your quotations.
Before starting, we recommend that you take just a couple of minutes
to read the Investigative Report on Double Glazing Sales Techniques
& Finance Selling at:
http://www.bbc.co.uk/watchdog/reports/houseandhome/index2.shtml?rpt29
1, It is fashionable at the moment to claim that FENSA Registration
will solve everybody's problems; clean up the Industry and Guarantee
Consumers a Fair Deal and Good Workmanship.
Sorry, this is simply not realistic! The Scheme and the Organisation
are very new and do not regulate selling methods. Inspections started
in July 2002 and it is only reasonable to expect that some of the
initial Registrations will be rescinded as a result of poor Inspection
Results & Consumer Complaints in the first few years.
Our advice is to use a FENSA Registered Company as well as using
the tried & tested methods detailed below.
2, The best way to choose a supplier is by Recommendation from
Satisfied Customers.
This is good advice, but it is not the be all and end all. Just
as a 'Good Company' may occasionally do a 'Bad Job,' so a 'Bad Company'
will sometimes do a 'Good Job.'
Our advice is to get Quotations from several companies', say 3.
More if you have the stamina! If a Company has been Recommended
to you, then they should certainly be one of your quotations. But
with this and the other companies, ask for further references, work
that you can go and see & also people that you can telephone to
ask about the levels of service, quality and how any problems were
resolved.
Even if you don't follow all or even any of them up, this can be
very revealing. You may be surprised at how many you simply never
hear from again!
3, They're all much the same, you might as well go for the Cheapest.
Price is, of course, a major consideration. But, like everything
else in life, you tend to get what you pay for. All of the modern
uPVC double glazing systems are pretty good and, really, there's
not much to choose between them, technically.
The Professionalism & Experience of the Surveyor is very important,
it is he or she who will specify what is to be made, the exact sizes,
and also how the work will be fitted, whether Acro-Props or Scaffolding
will be needed, etc, etc.
However, the Quality of Manufacture is important and maintaining
Quality Control Systems, rejecting Sub-Standard Products, etc, adds
to the price, even though you might not be able to actually see
the result.
Installation Quality is of Paramount Importance, it is probably
the single most important consideration. Again, this is where taking
references and/or looking at a company's finished work can be important.
When you pay for the work, it is probably not pouring with rain,
snowing or blowing a gale! So the new windows need to perform well
and look good. What you don't see, is just as important as what
you do.
What about dealing with unexpected problems during the course of
the work, or attending to Service Calls 8 or 9 Years into the Guarantee?
Again, this costs money and a Reputable Company must build it into
the Price.
Our advice is to be very suspicious if any of your Quotations are
wildly different in either direction, either too cheap or too expensive.
As long as you have ensured that the Specifications are the same,
the quotations should be in the same 'ball park.'
Ask about Service Arrangements, Quality Control - Manufactured to
British Standards? Survey & Installation Expertise? You should be
able to satisfy yourself on all of these points as well as getting
a Fair Price.
And you are entitled to be suspicious if the person sitting in front
of you doesn't know all the answers!
4, I've been told that Externally Beaded Window Systems are just
as Secure as Internally Beaded ones?
Sorry, this is simply not true! The chances are that you've been
told this by a Salesperson who only has an Externally Beaded System
to Sell. Just check, by telephone, with the Crime Prevention Officer
at your local Police Station.
Generally, the Externally Beaded Systems are very old systems. This
isn't necessarily a bad thing in itself, but you have to question
why, over the past 10 years, the rest of the Industry has Standardised
on Internally Beaded and all of the Impartial Advice specifies it?
Our advice is to only use an Internally Beaded System! There are
no disadvantages, so there is no point in taking a chance. But don't
assume, make sure that you check, because a Company that doesn't
use an Internally Beaded System is unlikely to bring it to your
attention.
A note of Special Caution; there are some 10,000 Double Glazing
Companies around the Country. Many of them still use Externally
Beaded, including some that are very well known!
5, I don't know where to start. What is really important?
A good question, and one that will have Different Answers for Different
People. Really, you have to decide Why you are having new Windows,
Doors or a Porch & What are the things that are really Important
to You.
For instance, if your major consideration is Noise Reduction, then
Replacement Windows may not even be the right product. Secondary
Glazing, which fits inside your existing windows, will almost certainly
achieve more Noise Insulation. But what if the windows need replacing
anyway? Then you could consider Double Glazing with a special Noise
Reduction Glass. This is much more costly, but cheaper than replacing
the windows and then finding that you need Secondary Glazing as
well!
For Thermal Insulation, Double Glazing is definitely the right product.
If Low Maintenance is high on your list, then uPVC is probably the
best. Security may be your prime concern and if so, consider up-rating
from the Standard Security being offered.
How about aesthetics? The look of the product might be more important
to you than anything else. Bevelled frames, Scotia Beadings, Brass
Furniture, Stained Glass, White Gaskets, Woodgrain Finishes; the
list of options is almost endless, but they all come at a price
and not all Suppliers will be able to include them in their Specification.
Perhaps uPVC is not the Right Product for you at all, and you should
be considering Timber, or Aluminium?
Maybe, for you, this is what is known as a 'Distress Purchase,'
i.e. your Windows are rotten or literally falling out! In this case
you probably haven't budgeted for the work and Price will be the
most important factor. Don't fall into the trap of just buying on
price though, with careful shopping around you will be able to get
an excellent job done at a good price. Bear in mind that it's a
competitive Market Place and that Suppliers want Your Business!
Our advice is to decide your answers to these questions before getting
your quotations and Don't Compromise. With 000's of Suppliers you
should be able to get exactly what you want without compromising.
For most people that means products that Look Good, are Secure,
have Low Maintenance and are Thermally Efficient.
6, What should I expect in the way of Guarantees?
The Standard in the Industry is 10 Years on the Frames and Workmanship
& 5 Years on the Sealed Units. Unfortunately, there are literally
tens of thousands of people who have purchased Double Glazing but
do not have a Guarantee - because the Supplier has since Gone Out
of Business.
So you must make sure that the Suppliers' Guarantee is backed up
by something more substantial. This is known as an Insurance Backed
Warranty and your Supplier must give you details when you make your
Purchase. This protects you in the case of the Suppliers Insolvency
and the Insurance Company will arrange any necessary repairs.
As ever though, this is not the whole story. Insurance Backing is
all very well, but it is much better if you can rely upon your Supplier
and simply telephone them for a Service Call - no paperwork to fill
in and they will of course know the product and carry stock of spare
parts, etc.
Our advice is to only Purchase from a Company that gives you an
Insurance Backed Warranty. Check that the amount of cover is sufficient
for your Contract Value.
Additionally, check how long the Company has been in Business -
in this Industry, Longevity is a good Recommendation!
Also, take those References; it is not unknown for a Supplier to
simply ignore Service Requests or not turn up for Service Appointments.
This can leave You, the Customer, in an almost impossible situation.
The Company still exists, so you won't be able to claim on the Insurance.
Trading Standards? Overstretched, under-funded and very time consuming.
Make sure that your Supplier is a Member of a recognised Industry
Trade Association, such as the Glass & Glazing Federation or National
Federation of Glaziers. These Organisations do wield real power
over their Members and do Cancel the Memberships of Offenders. They
will also genuinely try to help resolve any dispute and can also
offer a Legally Binding Arbitration Service should it prove necessary.
One last word of advice in this respect, check out the Trade Association,
as there are a number who are not what they purport to be. They
often include words such as 'Master,' 'Guild,' 'Builder,' & 'Craftsmen'
in their titles.
7, How about Deposits?
It's sad but true, that Companies take Deposits because they want
to know that you are serious about making your purchase and that
you are not going to change your mind once they have started spending
money on your job!
However, the Industry Standard is 10% and Reputable Suppliers will
give you a Deposit Indemnity Insurance at the time you place your
order. This protects you against Insolvency and Guarantees that
the work will be completed at the agreed Contracted Price.
If you are asked for more than 10%, be suspicious. We are not aware
of an Indemnity Insurance covering more than 10% and it could be
that the Supplier is trying to use Your Money to fund the work.
This could mean that they are already in financial trouble and suffering
cashflow difficulties.
Our advice is to pay a maximum 10% Deposit and ensure that you get
a Deposit Indemnity Insurance.
8, One Salesperson said that I don't need as many openers in
my Windows and that if I reduce the number it would save me money.
I never open them all, so it seems like sound advice, what do you
think?
Firstly, compare like for like, because reducing the Specification
should reduce the Price, which is not the same thing as saving you
money!
Secondly, have a good look at your Neighbours' windows and doors.
Really look, as if you are visiting the street for the first time
and thinking of Buying one of the Houses. You will probably be surprised
by just how awful and Out of Character some of the houses that have
had their windows replaced actually look, especially those done
some years ago. Try to find a House with its Original Windows. Again,
you may be surprised by how good it looks, In Character with its
construction and surroundings.
Thirdly, bear in mind that any reduction in the number of openings
may bring You and the Contractor into Contravention of Building
Regulations Parts F1 Ventilation & B1 Fire Escape.
Our advice is generally to replace like for like, as most original
designs suit the house. An exception to this would be if the windows
have already been poorly replaced, in which case take the opportunity
to improve things by reverting to the Original Designs.
Think about the possibility of selling your house in the future.
If it looks good then you should be able to sell it quickly and
at a good price. Is it worth saving a few hundred pounds now when
it could cost you 000's in the future?
We are not slaves to tradition, so if the original window designs
really do look awful, as they do in some 60's & 70's built homes,
go for it and change them!
Always make sure that you are getting Fire Escape Openings in all
the Bedrooms & any Upstairs Living Rooms. If you are Changing Designs,
then check that the new windows will Comply with the Ventilation
Regulations - your Suppliers' Surveyor should automatically check
this on Survey and advise you if there is a problem.
Lastly, if you have seen a particularly attractive design or feature
on a Neighbouring house, take the Salesperson out to look at it.
If he or she says that they can do the same, make sure that it is
detailed on the Sales Agreement. If it is not and you don't get
what you wanted, you will probably have great difficulty getting
the Company to make changes!
Remember, you are probably spending 000's of Pounds and you are
entitled to expect a Professional Service from start to finish.
9, The Salesperson is telling me that if I Sign Up Today, then
I qualify for a Special Discount that is only available right now!
I hadn't got my Finances sorted out, but that's not a problem, because
my home is going to be used as a Special Show-House, so I Qualify
for their Fantastic Low Deposit/No Deposit Home Improvement Plan!
Reading this before the event, you may have smiled, and thought,
"Not me!" But this happens literally thousands of times every day.
And thousands of people do 'Sign Up' there and then, under pressure,
without taking the time to Think about things, get Comparative Quotations,
etc.
In the Industry this is known as Closing The Order, or Getting A
(Yes) Decision. It will usually be proceeded by 'Tricky Questions,'
known as 'Qualifications,' throughout the Salespersons 'Presentation,'
more commonly known as his or her Script, Pitch or Patter.
The sort of questions, dropped innocuously into the conversation,
that go along the lines of; "What sort of Monthly Repayment or Budget
did you have in mind?" meaning How Much are You Willing to Pay,
or "Subject to you liking our product & it fitting into your Budget,
is there anything that would stand in the way of you taking advantage
of our Special Promotion today?" or, "Would you be in a position
to take advantage of our Show-House scheme if I was able to include
you in it?"
These questions are designed to put you Under Pressure and Make
A Liar of You when it comes to Decision Time! Let's assume that
you have said, not unreasonably, that you can afford £75 per month
and that, subject to liking the product, you could be a part of
their Special Show-House Promotion.
Lo and Behold; the usual price, or Repayment, or Investment, would
be £103 pounds per month but, only available now! it comes in at
Just £69 pounds per month!
Naturally enough, you say that you would like to "Think About It."
This is known as 'An Objection' in fact, it is the Classic Objection.
And Salespeople are trained for hours & hours to 'Overcome' it!
"Oh, you said that if it was within your budget and you liked the
product, you could be a part of The Promotion?" (Subtly, he or she
is saying, 'You're a Liar!')
"Don't you like the product?"
Probably, you are now feeling quite pressurised, but the Salesperson
is used to that and Trained not to, 'Let You Off The Hook.'
You are now expected to say something like, "No, no, I like the
windows, I just want to Think About It."
Salesperson, probably acting 'Confused but Sympathetic,' now proceeds
with a list of questions to which He already Knows The Answers!
"Oh, right, is it the Window Designs you want to think about?" "OK,
so you're happy with the designs, are you sure you want installation
in 5 weeks?" Etc, etc, etc.
Time To Inject Some Humour & Ease The Pressure, just a little!
"So, is it the thought of Saving All That Money that's worrying
you?" (Ho, ho, ho.) "I'm not quite with you, what exactly do you
want to think about?" (Are You Stupid!?)
Salesperson, now in 'Friendly & Helpful' mode;
"Look, I understand, we all have difficulty making our mind up about
things, I'm the worst! You should hear my Wife/Husband, says I can
never decide anything about anything!" (Don't be stupid & indecisive
like me!)
"If you like everything, and are serious about getting your windows
done, it would seem to make sense to Take Advantage of these Savings,
wouldn't it?"
"If you don't want to Take Advantage Of The Offer and Save Yourself
a Lot of Money, Just Say No!"
How can you answer No to these sort of carefully constructed statements
& questions, without also saying, "I'm Stupid," "I'm wasting your
time," "I'm a Liar." ???
We could go on endlessly about this and the Salesperson probably
will!
Our advice is to take your time, get several quotations, then Think
About It. That is most peoples' natural feeling, you should trust
it. Make this decision before you have Salespeople in your home
and Stick To It, whatever the pressure applied or incentives offered!
What these Salespeople are really saying is; "Don't look around
for the Best Product and Price, Trust Me (Even though you don't
know me!) I'm your Friend (Even though you will never see me again!)
Believe Me, Take as 'Gospel' Every Word I Utter (Why?)
Almost without exception, companies selling 'Special Promotions'
sell 100% of their business that way. So, of course, the Discount
is built into the Price List.
If you don't go ahead, you will be contacted again within a couple
of days, by the Salesperson or someone else from the Company. Whatever
the 'Reason' given, 'a cancellation,' 'really liked your house and
need it in the Promotion,' 'found we had some Budget left over,'
etc, you will be offered a cheaper price!
This especially applies to the Big Names in the Industry. So if
you do like the product (generally they're all OK) and you want
to purchase from one of these Companies, you might as well hold
out for the Best Price. If, exceptionally, you don't get the 'phone
call, ring them up and make them an offer. Even if you end up paying
the original quotation, you have lost nothing.
What is almost certain is that if you say Yes, too soon, to the
first price quoted to you, you will be paying too much.
We have never yet heard of a Salesperson saying, "Hold on, I haven't
finished my presentation yet, you need to say No a couple of times,
give me some Objections, so that I can drop the price by Several
Thousand Pounds."
What actually happens is that the Salesperson will, 'Thank You for
your Order' and happily share the Overcharge with his Company, who
also won't write to you with a refund.
Consider also the overall Integrity of Companies operating this
sort of Sales Policy? If they are prepared to try and take advantage
of you in this way, what will happen if there is a problem later
on, during or after the Installation?
Finance. We cannot advise Care & Caution too strongly!
Check the APR, Annual Percentage Rate of Interest. It could be approaching
30%, when Building Societies and Banks are offering 5-10%.
Usually these loans are for 10 years, so it may fit into your monthly
budget, but just multiply the monthly repayment by 120 months to
compare the total to the cash price.
Taking a Loan through a Double Glazing Company will almost certainly
be The Most Expensive Way to Borrow.
If you are offered 0% Finance, check that the Loan Amount is the
same as or lower than the Cash Price. If it is not, then the Company
is Trading Illegally and you should report them to Trading Standards.
GENERAL ADVICE SECTION
10, Check that Manufacturing is to British Standards. Some smaller
Suppliers won't be able to achieve this. You might save yourself
some money, but Quality could be suspect.
11, Ask the person Quoting you some Technical Questions, about
Building Regulations Ventilation Requirements, Locking Systems,
which way round the 'K' glass goes in a sealed unit (It is on the
inner pane of the sealed unit, on the surface inside, i.e. facing
into, the sealed unit), etc. If they don't know the answers, do
you really want them specifying your work?
For a full specification of 'K' glass visit the Pilkington site:
click
here
12, Make sure that you are getting High Security Locking Systems,
Espagnolette or Shootbolt on Windows, Hooklocks or Shootbolts and
a Deadlock on Doors. Windows should have a locking system capable
of being locked in a slightly open position. This is known as a
Night Vent - it is not secure enough to be left in this position
when the property is unoccupied.
The truth is, if a Burglar wants to get into your home, and he has
the time & opportunity, he will get in! The purpose of Security
Devices is to make your home a less attractive prospect and make
the Burglars' life as difficult as possible.
Consider upgrading locks on Windows or Doors that are particularly
vulnerable, such as the back of the house or downstairs side windows
that are not overlooked.
13, Ask for an estimate of the Delivery Time and make sure that
it is written on the Contract. Most Companies won't Guarantee an
exact time period and will probably have an Exclusion in their Terms
& Conditions. But you are entitled to expect a reasonable level
of service! If one Company says that they can do the work much quicker
than anybody else, do ask why? No Order Book? Will rush it to Get
The Order? Will say anything To Get The Order?!
14, Even if you are fairly certain that you want a particular
product, ask the Supplier if they offer a Range of Types & Materials.
If they only have the one, then that is what they will try to Sell
you, even if it isn't necessarily the right type for You and Your
Property!
15, Do take the time to Read the Terms & Conditions on the Back
of the Contract, before Signing. Make sure that they reflect what
the Salesperson has said. They should be clear and simple to understand,
in large enough print that you can read them; with glasses if you
use them. Question anything that you are unsure of, or don't like
the sound of. If you are not happy with the Terms & Conditions,
Don't Sign The Contract!
16, Make sure that the Contract accurately records exactly what
you are getting, especially in respect of any 'extras' such as Special
Locks, or a Woodgrain finish. If the Salesperson forgets to write
it down and it doesn't get picked up on Survey, you could have a
real problem. The Salesperson, 5/6 weeks later, may not remember
and the Company's' attitude is likely to be "That's what you Signed
for!"
17, Finally, you'll be relieved to know! Take your time. Get several
quotes' and don't just accept the first. Consider the whole 'package,'
not just the price. Get references. Check the paperwork. If you
are not comfortable, don't sign. You can always ask for the Contract
to be left with you to post it in, if you would like to 'sleep on
it.'
Some of the above may sound like some sort of Horror Story, but
actually there are 000's of Genuine Companies offering Excellent
Products and High Levels of Service.
Sadly, there are also quite a few Unscrupulous Rogues, hence the
Industry's' Reputation.
With a little Time & Care, you can easily sort the Good from the
Bad, and ensure that you get what you want, at a Fair Price, Well
Installed and in a Reasonable Time, with good After Sales Service.
Happy Shopping, and remember, The Customer Is Always Right!
Buyers Guide Download - Click
Here to Download
^ Top of Page
|